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Triple Bottom Line |
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Learn more about Triple Bottom Line
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The goal of any business, through its projects,
products, services and processes is to achieve financial
profitability as its single and all-important bottom
line. However with the same resources, costs and efforts
a triple bottom line or 3BL is achievable for the same
business. A Triple Bottom Line is broadly categorized as
business bottom line objectives with a) People b) Planet
c) Profits focus.
The implementation of a triple bottom line in For-Profit
microfinance banking means that the organization becomes
a Not-Just-For-Profit
company, but a lot more, in its purpose of existence and
its responsibility towards the community it operates in.
The 3 bottom lines (3BL) of Tameer Bank below are the
core developmental agenda which the organization follows
and achieves through projects, products, services and
processes to ensure that not only financial
sustainability is achieved but a number of other equally
important social bottom lines are also achieved for the
bank, the customer and the community as a whole.
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Tameer's 3BL
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1 People Empowerment |
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2 Community Development |
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3 Financial Self-Sustainability |
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| Projects in progress for
Tameer’s 3BL goals in 2008-2010 |
 Student
Education Scholarships |
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Student
Education Loans |
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Adult
Financial Literacy |
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Community
Trade Support Systems |
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House
Hold Financial Inclusion |
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Child
Inoculation Credit |
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Free
and/or Low Cost Insurance |
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Entrepreneur
Performance Recognition and Support |
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Employee
Performance Recognition and Support |
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Mitigation
of expensive Money Lender credit in the communities |
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Women
Inclusion in banking, finance and trade |
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Community
Sports Development |
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Corporate
Social Responsibility Partnerships with Companies
wishing to invest in Communities |
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Education |
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Development
of IT Labs and Learning Centers in Communities |
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Banking
Internships and Jobs for Microfinance customers and
community |
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Emergency
Financial Help Desks at Hospitals |
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Community
School Representation |
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Fishermen
and Costal Development |
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Industrial
Worker Education & Development Program |
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