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Triple Bottom Line
Banking 2.0
Creating The Standards
 
 
 
 
 
 
 
 
 
 
 
 
Triple Bottom Line
Learn more about Triple Bottom Line
 
The goal of any business, through its projects, products, services and processes is to achieve financial profitability as its single and all-important bottom line. However with the same resources, costs and efforts a triple bottom line or 3BL is achievable for the same business. A Triple Bottom Line is broadly categorized as business bottom line objectives with a) People b) Planet c) Profits focus.

The implementation of a triple bottom line in For-Profit microfinance banking means that the organization becomes a Not-Just-For-Profit company, but a lot more, in its purpose of existence and its responsibility towards the community it operates in.

The 3 bottom lines (3BL) of Tameer Bank below are the core developmental agenda which the organization follows and achieves through projects, products, services and processes to ensure that not only financial sustainability is achieved but a number of other equally important social bottom lines are also achieved for the bank, the customer and the community as a whole.
 
Tameer's 3BL
1 People Empowerment
2 Community Development
3 Financial Self-Sustainability
 
Projects in progress for Tameer’s 3BL goals in 2008-2010
Student Education Scholarships
Student Education Loans
Adult Financial Literacy
Community Trade Support Systems
House Hold Financial Inclusion
Child Inoculation Credit
Free and/or Low Cost Insurance
Entrepreneur Performance Recognition and Support
Employee Performance Recognition and Support
Mitigation of expensive Money Lender credit in the communities
Women Inclusion in banking, finance and trade
Community Sports Development
Corporate Social Responsibility Partnerships with Companies wishing to invest in Communities
Education
Development of IT Labs and Learning Centers in Communities
Banking Internships and Jobs for Microfinance customers and community
Emergency Financial Help Desks at Hospitals
Community School Representation
Fishermen and Costal Development
Industrial Worker Education & Development Program
 
 
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