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Creating the Standard |
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1. Tameer’s Microfinance Lending Portfolio consists 70%
lending to Individual borrowers and not to groups. A
standalone example of how Microfinance lending can be
successfully and sustainably carried out with Individual
customers and is not just limited to customer groups. |
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2. Tameer keeps its delinquency and default rate on
loans is consistently kept under 1.5% through a)
In-depth pre-loan Customer Assessment b) Customer
Lifecycle Relationship Management c) Professional
Collection and Recovery Systems. |
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3. Tameer successfully launched its Marketing and
Product Development division in 2007 which now offers a
complete new range of Products, Projects and Services
nationwide in Micro Lending, Micro Savings, Micro
Leasing, Micro Insurance, Micro Transacting and Micro
Franchising to provide a holistic framework to Tameer
customers for total financial inclusion i.e. the
Individual, Household and Business. |
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4. Tameer provides ATM and Point of Sale (POS) cards to
its customers through which they can access funds and
execute transactions at more than 3000 1-Link ATM’s
nationwide |
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5. State Bank of Pakistan awarded Tameer Bank
the country’s first Branchless Banking License to
operate Pakistan’s 1st “Branchless Banking Agent”
operations. |
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6. Tameer Bank launched Pakistan’s 1st branchless
banking agent on the fishing community Island of Bhit
off the coast of Karachi as part of Tameer’s Coastal
Development Initiative. |
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7. Tameer launched its next generation Training division
which provides training to the Tameer network through a)
Training Programs b) Internal and External faculty c)
External Training Programs d) Audio, Video and Web
tutorials |
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8. Tameer Bank operates through 50 outlets throughout
Pakistan covering major Microfinance geographies with a
strength of more than 1000 people strong force of
“Tameerians” dedicated to achieving the Triple Bottom
Line objectives of the bank within the communities it
operates in. |